Aimwell School Association and Myer Bleshman property insurance documents

N. Y. STANDARD.
MORTGAGEE CLAUSE.

Loss or damage, if any, under this Policy, shall be payable to

The Aimyvell School Association, as

mortgagee [or trustee], as interest may appear, and this insurance, as to the interest of the mortgagee [or trustee] only
therein, shall not be invalidated by any act or neglect of the mortgagor or owner of the within described property nor by any
foreclosure or other proceedings or notice of sale relating to the property, nor by any change in the title or ownership of the
property, nor by the occupation of the premises for purposes more hazardous than are permitted by this Policy; Provipep,
that in case the mortgagor or owner shall neglect to pay any premium due under this Policy, the mortgagee [or trustee]
shall, on demand, pay the same. : : :



we

ProvIDED, also, that the mortgagee [or trustee] shall notify this Company of any change of ownership or occupancy, or
increase of hazard which shall come to the knowledge of said mortgagee [or trustee], and, unless permitted by this Policy, it
shall be noted thereon and the mortgagee [or trustee] shall, on demand, pay the premium for such increased hazard for the

term of the use thereof; otherwise, this Policy shall be null and void. ;
This Company reserves the right to cancel this Policy at any time as provided by its terms, but in such case this Policy

shall continue in force for the benefit only of the mortgagee [or trustee] for ten days after notice to the mortgagee [or

trustee] of such cancellation and shall then cease, and this Company shall have the right, on like notice, to cancel this

;. agreement.

Whenever this Company shall pay the mortgagee lor trustee] any sum for loss or damage under this Policy and shall
claim- that as to the mortgagor or owner, no liability therefor existed, this Company shall, to the extent of such payment,
be thereupon legally subrogated to all the rights of the party to whom suck payment shall be made, under all securities
held as collateral to the mortgage debt, or may, at its option, payto the mortgagee [or trustee] the whole principal due or to
grow due on the mortgage with interest, and shall thereupon receive a full assignment and transfer of the mortgage and all of
ae other hotee but no subrogation shall impair the right of the mortgagee [or trustee] to recover the full amount
Oo claim.

Dated March Ist, 1914
NP PILE ST E. ATTN TERTICLITORN £. CRAIT By grodoas
Attached to and forming part of Policy No.......... L99448 of the S/0 noses ‘ASSURANGE CORPORATION

By ALG 2 Cer




Philadelphia Dwelling Form

=. .MYER..BLESHMAN 3





On , including all additions, attach-
ments and permanent fixtures, piping, plumbing, heating, lighting and pumping apparatus, permanent fixtures and
connections, water tanks, awnings, decorations, plate glass, and chandeliers; also walks, and yard fixtures and fences,
and conservatories connected with the dwelling: situate







of 84th Street, Philadelphia, Pa.

The Aimwell School Association, Mortgagee (Clause attached)



Privilege granted to make additions, alterations and repairs, the same to be covered by this policy; to keep not
exceeding one quart of benzine, and/or naptha; to keep kerosene oil for light; to use the electric current, after
certificate of approval has been issued by the Philadelphia Fire Underwriters’ Association, and while it remains
unrevoked by said Association; and to effect other insurance without notice until required. Permission is granted
for the building hereby insured to remain vacant and/or unoccupied during any change of tenants or while awaiting
a tenant. This insurance is held binding as a special agreement, anything in this policy contained regarding
ownership of ground or mortgage or trust deed to the contrary notwithstanding.

LIGHTNING CLAUSE.
(Excluding Damage to Electrical Apparatus.)

»s Packard Haughton & Smith This policy shall cover any direct loss or damage caused by Lightning (meaning thereby
Insurance Agency the commonly accepted use of the term “Lightning,” and in no case to include loss or damage
34 Walnut Street, Philadelphia by cyclone, tornado or windstorm), not exceeding the sum insured, nor the interest of the
insured in the property, and subject in all other respects to the terms and conditions of
this policy. Provided, however, that if there shall be any other insurance on said property
this Company shall be liable only pro rata with such other insurance for any direct loss by
Lightning, whether such other insurance be against direct loss by Lightning or not; and pro-
vided further that, if dynamos, wiring, lamps, motors, switches, or other electrical appliances
or devices are insured by this policy, this Company shall not be liable for any loss or damage
to such property resulting from any electrical injury or disturbance, whether from artificial
or natural causes, unless fire ensues, and then for the loss by fire only.

Attached to and forming a part of Policy No : of the _ State Afisurance Co.






UNITED STATES BRANCH POA A
HARTFORD, CONN. No. 159448

James H. Brewster, U.S. Manager.

STOCK COMPANY.








(GLAMIMED )
OF LIVERPOOL, ENGLAND

Amount$ —1,500.~ Rate $.40 Premium,$ 6,00.-
In Cositeratia tt of eA pudideons heren named and off
oe FR. gix and 00/100 Aullars Preurian |
Dour Basins Vers Sotho leinal
Five years pombe First My of March AY) WM n0On ME UL
lst day if March AY 9 a nonwpunsl lb dircl like
vrdamagely firetucl as tereniflrfrovuled,
Sewrvumournd nol cncee yy’ ¥4fteen Hundred and 00/100 Dallas,

Mele following dacrilted properly while levuted and wntuned asdeserdid

teranand nel elsewhere low:

This Policy is made and accepted subject to the foregoing stipulations and conditions, and to the following stipulations and con-
ditions printed on back hereof, which are hereby specially referred to and made a part*of this Policy, together with such other pro--
visions, agreements, or conditions as may be endorsed hereon ior added hereto; and no officer, agent or other representative of this Com-
pany shall have power to waive any provision or condition of this Policy except such as by the terms of this Policy may be the subject
of agreement endorsed hereon or added hereto; and as to such provisions and conditions no officer, agent, or representative shall have
such power or be deemed or held to have waived such provisions or conditions unless such waiver, if any, shall be written upon or
attached hereto, nor shall any privilege or permission affecting the insurance under this Policy exist or be claimed by the insured
unless so written or attached.

“Provisions required by law to be stated in this policy.”—This policy is in a stock corporation and it is hereby expressly
agreed and declared, and the true intent and meaning hereof is, that the Capital Stock and Fire Funds of the said STATE ASSUR-
ANCE COMPANY shall alone be answerable under this policy; and that no holder or holders of any share or shares in the
said ergs shall be liable beyond his or their share or shares thereof, anything contained in this policy to the contrary
notwiths' ng. 1

din Witness Whereof, this Company has executed and attested these presents; but this policy shall not

be valid unless countersigned by the duly authorized Agent of the Company at PE AD EES MEAS a





Countersigned at PHILADELPHIA, PA. _



this Sth day of Liarch 191-4




.

ie;





jand the loss or damage shall be ascertained or estimated according to such actual cash value, with proper deductionfor
épreciation however caused, and shall in no event exceed what it would then cost the insured to repair or replace the same





ith material of like kind and quality; said ascertainment or estimate shall be made by the insured and this company, or, if
ey differ, then by appraisers, as hereinafter provided ; and, the amount of loss or damage having been thus determined,
the sum for which this company is liable pursuant to this policy shall be payable sixty days after due notice, ascertainment,
estimate, and satisfactory proof of the loss have been received by this company in accordance with the terms of this policy.
It shall be optional, however, with this company to take all, or any part, of the articles at such ascertained or appraised value,
‘and also to repair, rebuild, or replace the property lost or damaged with other of like kind and quality within a reasonable time
on giving notice, within thirty days after the receipt of the proof herein required, of its intention so to do; but there can be

6 {no abandonment to this company of the property described.

This entire policy shall be void if the insured has concealed or misrepresented, in writing or otherwise, any material
fact or circumstance concerning this insurance or the subject thereof; or if the interest of the insured in the property be not
truly stated herein; or in case of any fraud or false swearing by the insured touching any matter relating to this insurance or
the subject thereof, whether before or after a loss.

This entire policy, unless otherwis provided by agreement indorsed hereon or added hereto, shall be void if the in-
sured now has or shall hereafter make or procure any other contract of insurance, whether valid or not, on property covered
in whole or in part by this policy; or if the subject of insurance be a manufacturing establishment and it be operated in whole
or in part at night later than ten o’clock, or if it cease to be operated for more than ten consecutive days; or if the hazard be
increased by any means within the control or knowledge of the insured; or if mechanics be employed in building, altering or
repairing the within described premises for more than fifteen days at any one time; or if the interest of the insured be other
than unconditional or sole ownership; or if the subject of insurance be a building on ground not owned by :the insured in
fee simple, or if the subject of insurance be personal property and be or become incumbered by a chattel mortgage; or if, with
the knowledge of the insured, foreclosure proceedings be commenced or notice given of sale of any property covered by this
policy by virtue of any mortgage or trust deed; or if any change, other than by the death of an insured, take place in the in-
terest, title, or possession of the subject of insurance (except change of occupants without increase of hazard) whether by legal
process or judgment or by voluntary act of the insured, or otherwise; or if this policy be assigned before a loss; or if illuminating
gas or vapor be generated in the described building (or adjacent thereto) for use therein; or if (any usage or custom of trade or
manufacture to the contrary notwithstanding) there be kept, used, or allowed on the above described premises, benzine, benzole,
dynamite, ether, fireworks, gasoline, greek fire, gunpowder exceeding twenty-five pounds in quantity, naphtha, nitro-glycerine
or other explosives, phosphorus, or petroleum or any of its products of greater inflammability than kerosene oil of the United
States standard (which last may be used for lights and kept for sale according to law but in quantities not exceeding five barrels,
provided it be drawn and lamps filled by daylight or at a distance not less than ten feet from artificial light); or if a building
Peas described, whether intended for occupancy by owner or tenant, be or become vacant or unoccupied and so remain for
ten days.

This company shall not be liable for loss caused directly or indirectly by invasion, insurrection, riot, civil war or commo-
tion, or military or usurped power, or by order of any civil authority; or by theft; or by neglect of the insured to use all rea-
sonable means to save and preserve the property at and after a fire or when the property is endangered by fire in neighboring
premises; or (unless fire ensues, and, in that event, for the damage by fire only) by explosion of any kind, or lightning; but
liability, for direct damage by lightning may be assumed by specific agreement hereon.

If a building or any part thereof fall, except as the result of fire, all insurance by this policy on such building or its contents

shall immediately cease.
This company shall not be liable forloss to accounts, bills, currency, deeds, evidences of debt, money, notes, or securities,
nor, unless liability is specifically assumed hereon, for loss to awnings, bullion, casts, curiosities, drawings, dies, implements,
jewels, manuscripts, medals, models, patterns, pictures, scientific apparatus, signs, store or office furniture or fixtures, sculpture,
tools, or property held on storage or for repairs; nor, beyond the actual value destroyed by fire, for loss occasioned by ordinance
or law regulating construction or repair of buildings, or by interruption of business, manufacturing processes, or otherwise; nor
for any greater proportion of the value of plate glass, frescoes, and decorations than that which this policy shall bear to the whole
insurance on the building described.

If an application, survey, plan, or description of property be referred to in this policy it shall be a part of this contract and
a watranty by the insured.

In any matter relating to this insurance no person, unless duly authorized in writing, shall be deemed the agent of this
company.

This policy may by a renewal be continued under the original stipulations, in consideration of premium for the renewed
term, provided that any increase of hazard must be made known to this company at the time of renewal or this policy shall be void.

This policy shall be canceled at any time at the request of the insured; or by the company by giving five days notice of
such cancellation. If this policy shall be canceled as hereinbefore provided, or become void or cease, the premium having been
actually paid, the unearned portion shall be returned on surrender of this policy or last renewal, this company retaining the cus-
tomary short rate; except that when this policy is canceled by this company by giving notice it shall retain only the pro rata
premium.

If, with the consent of this company, an interest under this policy shall exist in favor of a mortgagee or of any personor
corporation having an interest in the subject of insurance other than the interest of the insured as described herein, the condi-
tions hereinbefore contained shall apply in the manner expressed in such provisions and conditions of insurance relating to such
interest as shall be written upon, attached, or appended hereto.

If property covered by this policy is so endangered by fire as to require removal toa place of safety, and is so removed,
that part of this policy in excess of its proportion of any loss and of the value of property remaining in the original location, shall,
for the ensuing five days only, cover the property so removed in the new location; if removed to more than one location, such
excess of this policy shall cover therein for such five days in the proportion that the value in any one such new location bears
to the value in all such new locations; but this company shall not, in any case of removal, whether to one or more locations, be
liable beyond the proportion that the amount hereby insured shall bear to the total insurance on the whole property at the time
of fire, whether the same cover in new location or not.

If fire occur the insured shall give immediate notice of any loss thereby in writing to this company, protect the property
from further damage, forthwith separate the damaged and undamaged personal property, put it in the best possible order,
make a complete inventory of the same, stating the quantity and cost of each article and the amount claimed thereon; and,
within sixty days after the fire, unless such time is extended in writing by this company, shall render a statement to this com-
pany, signed and sworn to by said insured, stating the knowledge and belief of the insured as to the time and origin of the fire;
the interest of the insured and of all others in the property; the cash value of eachitem thereof and the amount of loss thereon;
all incumbrances thereon; all other insurance, whether valid or not, covering any of said property; and a copy of all the descrip-
tions and schedules in all policies; any changes in the title, use, occupation, location, possession, or exposures of said property
since the issuing of this policy; by whom and for what purpose any building herein described and the several parts thereof were
occupied at the time of fire; and shall furnish, if required, verified plans and specifications of any building, fixtures, or
machinery destroyed or damaged; and shall also, if required, furnish a certificate of the magistrate or notary public (not inter-
ested in the claim as a creditor or otherwise, nor related to the insured) living nearest the place of fire, stating that he has
examined the circumstances and believes the insured has honestly sustained loss to the amount that such magistrate or notary
public shall certify.

The insured, as often as required, shall exhibit to any person designated by this company all that remains of any property
herein described, and submit to examinations under oath by any person named by this company, and subscribe the same; and,
as often as required, shall produce for examination all books of account, bills, invoices, and other vouchers, or certified copies
thereof if originals be lost, at stich reasonable place as may be designated by this company or its representative, and shall
permit extracts and copies thereof to be made.

In the event of disagreement as to the amount of loss the same shall, as above provided, be ascertained by two competent
and disinterested appraisers, the insured and this company each selecting one, and the two so chosen shall first select a competent
and disinterested umpire; the appraisers together shall then estimate and appraise the loss, stating separately sound value and
damage, and, failing to agree, shall submit their differences to the umpire; and the award in writing of any two shall determine
the amount of such loss; the parties thereto shall pay the appraiser respectively selected by them and shall bear equally the
expenses of the appraisal and umpire. ous
; This company shall not be held to have waived any provision or condition of this policy or any forfeiture thereof by any
requirement, act, or proceeding on its part relating to the appraisal or to any examination herein provided for; andthe loss
shall not become payable until sixty days after the notice, ascertainment, estimate, and satisfactory proof of the loss-herein
required have been received by this company, including an award by appraisers when appraisal has been required. ~

This company shall not be liable under this policy for a greater proportion of any loss on the described property, or for
loss by and expense of removal from premises endangered by fire, than the amount hereby insured shall bear to the whole
insurance, whether valid or not, or by solvent or insolvent insurers, covering such property, and the extent of the application
of the insurance under this policy or of the contribution to be made by this company in case of loss, may be provided for by
agreement or condition written hereon or attached or appended hereto. Liability for reinsurance shall be as specifically agreed
hereon.

If this company shall claim that the fire was caused by the act or neglect of any person or corporation, private or muni-
cipal, this company shall, on payment of the loss, be subrogated to the extent of such payment to all tight of recovery by the
insured for the loss resulting therefrom, and such right shall be assigned to this company by the insured on receiving such

ayment.
Be No suit or action on this policy, for the recovery of any claim, shall be sustainable in any court of law or equity until after
full compliance by the insured with all the foregoing requirements, nor unless commenced within twelve months next after the fire.

Wherever in this policy the word ‘‘insured’’ occurs, it shall be held to include the legal representative of the insured, and
wherever the word “‘loss’’ occurs, i t shall be deemed the equivalent of ‘‘loss or damage.’’

If this policy be made by a mutual or other company having special regulations lawfully applicable to its organization,
membership, policies or contracts of insurance, such regulations shall apply to and form a part of this policy as the same may
be written or printed upon, attached, or appended hereto.

f This company shall not be liable beyond the actual cash value of the property at the time any loss or damage occurs, )

100
101
102
103
104
105
106
107
10?
209
110
Lit
112






ASSIGNMENT OF INTEREST BY INSURED.

The interest of ee as owner of property _





covered by this Policy is hereby assigned to

subject to the consent of THE STATE ASSURANCE COMPANY, (Limited)



Signature of Assured.

Dated,

Nore—To secure Mortgagees, if desired, the Policy should be made payable on its face to such Mortgagee as follows: Loss, if any,
payable to John Doe, Mortgagee.



CONSENT BY COMPANY TO ASSIGNMENT OF INTEREST.
THE STATE ASSURANCE COMPANY, (Limited), hereby consents that the interest

of as owner of the property



covered by this Policy be assigned to



Signature of Agent.

Dated,



FORM FOR REMOVAL...



Permission is hereby granted to remove the property insured by this Policy to the

situate







and this Policy is hereby made to cover the same property in new locality, all liability in former locality to cease

from this date.



Rate mereased tos. ne Te AdGWONOL F RCNIUN Ge
Rape wcdUced TO. ae % Return PVC HUMIN Re oe ee

1 gent.
Dated, IOI





SHEET Ot BLOCK No






Se
Standard Fire Insurance Policy of the States of New York,

















































Pennsylvania and Connecticut. os A
x : i. 3 =
3183 ttw dl b(t £) . ae, pe
Laypires____ March lst, 1919 “ 3 2 a
S <
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XS
Property__Wairview Ave, & 84th St, Phila, 3 =
3
AOU ee Oa oe SE pt 1,500.- ne Ss
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PT CROUT ee en Be f 6.00.- a S
BOARD OF DIRECTORS. as &
© S
FrepericK JAMES Hawkins, Esq. -: MYER BLESHMAN ;:-— gt S
Joun Howarp McFappen, Esq. = e
Cuarres Westey AsHcrorr, Esq. a -2
CHARLES WiLLIAM CARVER, Esq. S a
Ricwarp StTEwart CLEAVER, Esq. a S
CHaries Freperick GARNER, Eisq., C. C. 3 =
James McLaren, Esq. 3
CuarLEs Henry Morton, Esq. a 9
Water Henry Mipwoop, Esq. a zs
CHarLES JAMzEs Procrfr, Esq., J. P. a :
Grorcr Constanting Ratu, Esq. 2 s
Ropert GRIMSTON TEEBAY, Esq. | 2 80
Joun Merrerr Wane, Esq. Ss S&S
SamMuEL Wuits, Esq. 3 8
2 aie
GENERAL MANAGER. o 8 9
ALBERT H. HEAL, Liverpoot, ass 2 2 :
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N \ S § 4
ay PNG ~
oD 3 “2 e
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Heap Orrick In THE Unrrep STAtEs, v & ‘3 2
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oO 8
36 PEARL ST., HARTFORD, CONN, % s ue °
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nN ° :
_H. BREWSTER, MAanacer, ® 2 ol tg
JAS EWSTE AN a “ = is
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oF LIVERPOOL, ENGLAND pu B P
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STOKES, PACKARD, HAUGHTON & SMITH “1 = a
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AGENTS, b S 3 )
H
PHILADELPHIA, PA. ook a
oe
< Q
It is important that the written portions of all Policies $ co
covering the same property read exactly.alike. If they do not = 2



they should be made uniform at once.

Lasurance Fieid Lith Zouisvilte TOS7S -